Available for new clients

Get paid faster. Grow with confidence.

I help B2B companies in Benelux and France recover overdue receivables, reduce DSO by 20–35%, and build collections processes that actually work — without hiring full-time AR staff.

Ex-Shell Ex-Becton Dickinson 7 years AR Benelux & France
AR consultant for Benelux and France — SJ Consulting
€80K+
avg recovered per audit
Languages
EN FR AR

Specialist AR services
built on 7 years of experience

30-Minute AR Health Check

AR Health Check

A free 30-minute diagnostic call. We look at your current process, identify the key leaks, and I tell you exactly what I find.

Free — no obligation

AR Process Redesign

I rebuild your invoicing, follow-up, and escalation process end-to-end. New templates, new cadence, team training included.

From 6,000 EUR

Fractional AR Manager

I act as your part-time AR lead on a monthly retainer — aging reports, follow-up management, monthly CFO review call.

From 5,000 EUR / month

AR Automation Setup

I implement the right automation tools for your business — Chaser, Upflow, Kolleno, or a custom dashboard — and hand it over fully built.

From 8,000 EUR
Not sure where to start?

Book a free 30-minute AR health check. No sales pitch — just an honest look at where your cash flow might be leaking.

30-Minute AR Health Check →
Sarah Jermouni — AR specialist Benelux France
7+
years enterprise AR

Your one stop for
AR expertise

I spent 7 years managing accounts receivable at Shell and Becton Dickinson across Belgium, the Netherlands, France, and Luxembourg — two of the most complex AR environments in Europe.

Now I help B2B companies access that same level of expertise without the cost of a full-time senior hire.

Ex-Shell — Benelux AR
Ex-Becton Dickinson
English · French · Arabic
GDPR-compliant process
Benelux market specialist
Results in 5 business days
30-Minute AR Health Check

I guide you at every step

From the first call to a fully optimised AR process — here is how we work together.

01

Free health check

30-minute call. I ask the right questions and tell you honestly what I find — no obligation.

02

Data review

You share your AR data via secure encrypted link. I analyse your DSO, aging, and collections process.

03

Audit & recommendations

You receive a full written report with findings, benchmarks, and a prioritised list of what to fix.

04

Implement & measure

I help you implement the changes and track the impact — DSO reduction, cash recovered, process efficiency.

Get in touch

Book a free 30-minute AR health check, or send me a message and I will get back to you within 1 business day.

  • AR Health Check — Free
  • AR Audit Report
  • AR Process Redesign
  • Fractional AR Manager
  • AR Automation Setup
  • Not sure yet

Thank you — I will be in touch within 1 business day.

What clients say

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